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INFORMATION: The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.
For Share Certificates and IRA Share Certificates, the Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. On all other accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors.