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At Metro Credit Union, we understand that buying a home is one of the most significant financial decisions you will make. With over 40 years of experience in the mortgage lending business, we have helped thousands of members achieve homeownership with competitive loan products and expert guidance. From day one, our goal has been to help our members navigate the home buying process by providing the loan products you want, along with the personalized service you deserve. Our dedicated mortgage professionals help simplify the home financing process, helping members secure the best loan for their dream home.
We offer a wide variety of home loan options to suit your needs. Whether you're a first-time homebuyer or looking to refinance your current home loan, we have the right solutions for you. Our experienced Mortgage team is here to assist you in navigating every step of the mortgage process.
When it comes to purchasing a home and comparing different types of mortgage loans, it's important to consider various factors such as closing costs, purchase price, loan amount, interest rates, and the term of the loan. With our transparent and competitive rates, you can find a loan with an interest rate that fits your budget. Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage (ARM), we have options to meet your preferences.
We understand that monthly mortgage payments play a crucial role in your financial planning. Our team will work closely with you to determine the loan amount that suits your needs and help you understand the cost of the loan, including any associated fees or discount points.
Your credit score and debt-to-income ratio are important factors in obtaining a mortgage loan, and we can guide you through the process of understanding their impact and improving them if necessary. Additionally, we offer various loan types, including FHA, VA, and conventional, as well as second mortgages and home equity lines of credit (HELOC).
At Metro Credit Union, we strive to be your trusted mortgage lender. We believe in providing personalized service and helping you make informed decisions. We proudly serve homebuyers in Omaha, Bellevue, Papillion, and surrounding Nebraska communities, offering expert guidance from pre-qualification to closing.
Reach out to our friendly and knowledgeable team today and let us assist you in finding the best mortgage loans in Omaha, NE, and surrounding areas for your dream home.
Save & Succeed, a personal finance program provided by Metro, offers numerous articles providing insight into the many facets of the home buying process. From understanding mortgage pre-approvals to navigating closing costs, our educational resources help you make confident financial decisions. Learn more about home buying and mortgage loans by clicking the link below.
Jeff Hudkins
Mortgage Sales Manager
MLO Identifier: 776795
Bobby Miles
Mortgage Loan Originator
MLO Identifier: 964470
Phone: 402-552-7179
Email: bobbym@metrofcu.org
Vanessa Fuentes
Mortgage Loan Originator
MLO Identifier: 1536151
Phone: 402-552-7138
Email: vanessaf@metrofcu.org
Hablo Español
Zach Novak
Mortgage Loan Originator
MLO Identifier: 1705911
Phone: 402-552-7145
Email: zachn@metrofcu.org
*The advertised APR assumes 5/6 adjustable rate mortgage (ARM) of $350,000 4.875% interest and 4.911% APR. A 5/6 ARM is a 30-year mortgage with a fixed interest rate for the first five years which adjusts every six months after that. The interest rate on the first change date will not adjust to more than 9.875% or less than 4.875%. Afterward, the interest rate may increase or decrease by no more than two percentage points from the current rate at each adjustment. The interest rate will never exceed 9.875% or fall below 4.875% during the life of the loan. All rate adjustments are based on the Secured Overnight Financing Rate/SOFR 30-day Average and a margin of 2.25%.
The estimated monthly payment of $1,852.23 is for principal and interest only and excludes property taxes and homeowner’s insurance; therefore, your actual monthly payment may be higher. The applicant(s) is responsible for the following fees and costs at the time of closing: processing fee, underwriting fee, appraisal fee, tax service fee, title fees, title insurance, transfer tax fees, credit report fee, flood cert fee, recording fee, survey fee if required, pest inspection fee, work verification fee, escrow reserves and interest due until first payment. Some fees may be included in the APR calculation. This is not intended to be an all-inclusive list.
This rate offer is effective 03/17/2025 and subject to change.
The advertised rate is based on credit worthiness, and single-family owner-occupied residence with an 80% LTV. Not all applicants will qualify for the advertised rate. Rates may be adjusted for higher LTVs. All loans are subject to credit approval. The offer is available for loan amounts between $50,000 and $806,500. The maximum loan-to-value (LTV) and combined loan-to-value (CLTV) for a one-unit property is 95%. Loans with an LTV of 80% or greater are subject to private mortgage insurance (PMI), which increases the monthly payment.
Other restrictions may apply. Membership in Metro Credit Union is required. Federally Insured by NCUA.
*Calculators are for general education only, not representative of Metro Credit Union offerings. Results are estimates based on user input and are not financial advice or guarantees. Consult a Metro Credit Union advisor for personalized advice. Metro Credit Union disclaims accuracy and liability for calculator use.
*Calculators are for general education only, not representative of Metro Credit Union offerings. Results are estimates based on user input and are not financial advice or guarantees. Consult a Metro Credit Union advisor for personalized advice. Metro Credit Union disclaims accuracy and liability for calculator use.
I've had a great experience that's allowed me to establish credit with my first auto loan. Thank you Metro for giving me this opportunity.Jessica A.
I joined in 1990 & always receive great service. Technology has evolved for increased convenience & loan rates are great!Ann T.
I have been with Metro Credit Union since 1996. I wouldn't change to any other bank. Very friendly people and their service is outstanding.Tammy F.
They make banking easy. The mobile app allows quick access to activity going on in my account, and their tellers are great with ensuring the security of my account.Katherine V.
I have had multiple loans with Metro Credit Union, and they have stood beside me throughout the six years that I have been banking with themDuane T.
I have been a member of Metro Credit Union for 40 years. I have gotten car loans and other loans. Some of my children are banking there as well. Friendly and knowledgeable personnel at all locations. Love my credit union!Louise G.
I've done business with Metro for 7 years. Every branch is friendly and willing to do business to suit my needs. Referred to many friends.Brian G.
I love banking with Metro! I’ve never had an issue, whenever I have questions I write to them on the mobile app & they always answer quickly :)K.W.
It’s always a great experience at Metro Credit Union!Randy J.
Tellers are very friendly and able to answer questions and assist in timely manner. Also they have really good coffee for customers.Wendylyn M.
I visited the Emmet street location today and was met with nothing short of outstanding service from the folks working there. Special thanks to Justin, went above and beyond today. Kudos to you all!!Mohammed H.
